Generation X women, which includes, by broadest definition, those born between 1961 and 1981, are the target of the U.S. Department of Labor's Women's Bureau's Wi$eUp program. The financial literacy initiative, which began a year ago, features an eight-module, online curriculm program developed by Texas A&M. I'm currently working through the modules and find the information comprehensive and helpful.

8 Reasons Gen X Women Need to Wi$eup

You need money for your whole life, not just for today. 
The first Wi$eup module covers thinking about the future; lifelines and life stages and straightening up files and records.

You need to know how to use three important money tools.
The three tools covered in the second module are 1)statement of financial position (net worth statement); 2) notebook tool for tracking spending and 3) a statement of income and expense.

You need to learn to control your money if you want to be happy.
Poor money management can make even the wealthy miserable. Research shows that successful families don’t necessarily earn a lot of money. They just learn how to optimally control the money they have.

You need to assess your credit debt status so you don't have nightmares. 
The use of credit can give you nightmares or make your money management system function smoothly. In this module you learn to calculate your debt-to-income ratio; evaluate credit reports and figure out how finance charges are determined.

You need to learn about insurance to lessen your risks and their associated consequences
Some of the risks we face in life come with terrible financial consequences. In this module, you learn about managing those risks with insurance.

You need to pay yourself FIRST.
The golde rule of savings is to pay yourself first. In this module you learn about how saving helps you gain a sense of control over your financial life. Information includes creating an emergency fund, a set-aside account and the time value of money problems.

You need to become an investor because you won't stay young forever.
In this module, participants learn basic investing principles. Features include case studies and retirement planning.

You need to achieve financial security, especially if you have kids.
This is my favorite module. It covers training and education needs; investing in your children and parenting for financial literacy and higher education; developing a comprehensive plan and estate planning basics.

Be sure to check out the public service announcements on Wise Up Women's You Tube Channel. The most popular is the Coffee Shop PSA, but given my current life stage, I'm fond of the Playground PSA.

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